Texas has no state income tax. A $75,000 salary brings home about $59,000 here — or $4,900 a month. That is roughly $5,000 a year more than in California. But Texas property tax is the highest in the US, so the win shrinks if you own a home. Enter your wage below.
Default preview shows $25/hour at 40 hours/week. Enter your wage to personalize.
Quick reference for popular hourly wages and what they translate to as salary after tax in Texas—with no state income tax to subtract.
$15/hour in Texas is about $31,200 a year before tax. Take-home is around $2,250 a month. Higher than the same wage in California or New York.
$20/hour leaves about $2,950 a month after tax for a single filer in Texas. That works for rent in Houston, San Antonio, or Fort Worth.
$25/hour in Texas takes home about $3,650 a month. Comfortable in Houston, Dallas, San Antonio, or El Paso. Austin rent makes it tighter.
At $30/hour, take-home is near $4,340 a month in Texas. With no state tax, you can cover solid rent and still save in most Texas cities.
$40/hour pays about $5,500 a month after tax in Texas. That can support buying a home in Houston, Dallas, or San Antonio — part of why Texas has a strong income reputation.
Estimates use single-filer assumptions and standard deduction—your withholding may differ. Property and sales taxes are separate from paycheck withholding.
$25/hour in Texas leaves about $3,650 a month after tax. That gives you more cash than most big states. But your real budget depends on whether you live in Austin, Houston, DFW, or a smaller city.
Texas is not one story. Austin rent and home prices have climbed fast. San Antonio, El Paso, and the Rio Grande Valley stay much cheaper.
Texas has no wage tax. So your paycheck is mostly federal and FICA. But property tax is the highest in the US. Owners pay the trade-off.
Most Texas homes need at least one car. Add insurance, toll roads, hot-summer power bills, and long commutes. They can eat into your no-tax win.
$25/hour stretches more in San Antonio, Lubbock, or Corpus Christi than in Austin or fast-growing Dallas suburbs. Your block matters as much as your wage.
Metro pair: Comparing Austin to NYC on the same offer? See NYC vs Austin cost of living or California vs Texas.
Texas stands out less for one tax rule and more for the full budget mix. Paychecks are light on tax. But owning a home can be costly.
Texas does not tax wages. So workers see more of each check land in the bank than peers in high-tax states.
With no state brackets to model, it is easier to forecast take-home for a raise, side gig, or bonus. The math is simpler.
Property tax and home insurance can shift your monthly housing cost a lot. Texas can be paycheck-friendly but pricey to own in some counties.
A side-by-side view of how Texas stacks up against states with higher state income tax for the same gross pay.
| State | Take-home pay | Notes |
|---|---|---|
| Texas | Higher | No state income tax. Property and sales taxes vary. |
| California | Lower | Progressive state income tax + SDI reduce net pay. |
| New York | Lower | State and (in NYC) local income taxes apply. |
| Florida | Higher | Also no state income tax—similar paycheck treatment. |
On a $70,000 salary, take-home is about $4,700 a month. Most Texans spend 25% to 35% of that on housing. Houston and San Antonio leave more room to save. Austin is tighter — rent and home prices there have grown the fastest.
Compare your real options in the rent vs buy calculator. Use it before you sign a lease or pay a down payment in Texas.
Quick answers on no-income-tax paychecks, property-tax tradeoffs, and metro-by-metro affordability.
No. Texas has no state tax on wages. Your paycheck is mostly federal tax and FICA. That is why Texas workers often see bigger deposits than peers in high-tax states.
Because owning matters too. Property tax, home insurance, long drives, and summer power bills can wipe out the no-tax win in some cities. Texas property tax is the highest in the US.
Usually yes in both. But the feel is different. Houston rent is often lower than Austin. So the same salary can leave more room in your budget in Houston.
$30 an hour at 40 hours/week is about $62,400 gross. With no state tax, take-home is around $4,340 a month after federal tax and FICA. Use the calculator above for your real number.
Run after-tax estimates for any US state, not just Texas—our main income calculator.
Open income calculatorCompare the long-term cost of renting and buying in Texas with your take-home pay in mind.
Compare rent vs buyIf you do contracting or freelance work in Texas, see how take-home pay differs versus a W-2 role.
Open 1099 vs W-2 toolHigher taxes
California hourly wage calculator: net pay after state income tax and SDI.No state income tax
Florida hourly salary after federal tax — no Florida state wage income tax.High take-home deductions
New York hourly take-home after state tax plus NYC withholding context.No state income tax
Washington hourly net salary — Seattle metro rent context, no wage income tax.Flat tax structure
Illinois hourly take-home calculator: 4.95% flat state tax vs Chicago rents.